Which type of lender is most likely to offer loans for investment properties?

Life insurance companies are known for providing loans for investment properties due to their ability to raise large amounts of capital and their appetite for investment-grade real estate. These lenders often engage in real estate financing as part of their investment strategies, as they have a long-term commitment to managing their policyholders' funds and may seek steady returns from real estate investments.

Investment properties often require larger loans and are viewed by life insurance companies as lower-risk options because they typically come with well-documented cash flows and can generate reliable income through rents. By investing in properties that are stable and can continually generate income, life insurance companies can align their investment cycles with their obligations to policyholders.

In contrast, credit unions may focus more on personal loans or loans for residential properties for their members, while commercial banks may have more stringent requirements or focus on different types of financing. Peer-to-peer lenders might provide loans for various purposes but often target a broader consumer base rather than specialize in investment property loans.